Licensed Realtor® | Lamacchia Realty

Pre-Approvals

If you’re looking to buy a home, getting pre-approved is part of the process. A pre-approval is not only required in order to make an offer, but it is important for several other factors, as well. (If you are a cash buyer, this does not apply – you would instead need proof of funds, which would provide many of  the same benefits below) 

Pre-approvals are important for:

  • Helps your agent tailor your home search to fit not only your desired criteria, but your financial criteria
  • Shows listing agent that you are a serious buyer
  • Helps you to put an offer in ASAP when you already have it complete before looking at homes
  • Establishes a relationship between you and the lender
  • Gives your realtor and lender the opportunity to explain connect and work together
  • Allows your realtor to write the strongest offer that is suitable for you

There are many benefits to having a pre-approval (or proof of funds for a cash offer). If you have any questions or would like me to guide you to a trustworthy lender, please reach out!

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